Excess Insurance

At Trident, we work with our clients to determine the amount of personal liability coverage that will provide adequate protection in the event you or your family member is found legally liable for personal or automobile injury.

An excess liability policy, commonly referred to as an umbrella policy, can provide increased liability coverage in a broad range of cases ranging from an incident involving your automobile to a slip and fall on your property.

Important Considerations when thinking about purchasing an excess liability policy are:

• Do you own an investment property that you rent?
• Do you own a second home?
• Do you own/rent any automobiles, aircraft, watercraft, all-terrain vehicles or motorcycles?
• Do you have any inexperienced drivers in your household?
• Do you have a pool; does it have a slide or diving board?
• Do you have any pets?
• Do you volunteer on any non-profit, association or community condominium board?